Other moderate to severe risks to scuba divers include: Scuba diving limits are based on theoretical models even when all rules are followed, there is always risk.
The occasional “undeserved hit” does happen-getting bent even when following all of the guidelines is unlikely but possible. Recreational divers following guidelines for no-decompression diving are unlikely to get bent the incidence of DCS is estimated at three cases per 10,000 dives. One of the most costly (and painful) scuba diving injuries is decompression sickness (DCS) or, as it’s more commonly known, “the bends.” Divers “get bent” when the excess nitrogen gas in a diver’s body tissues begins to expand and attempts to escape the body via the shortest route: through the tissue. While diving remains a relatively safe sport when practiced within the limits of training and experience, there are unique risks associated with what insurance companies often consider an “extreme sport.” The extra risks associated with diving make specialized scuba diving insurance worth the extra time, research and money. Scuba diving insurance protects divers from paying medical bills for life threatening injuries that may not be normally covered under health or travel insurance policies.Īs a general rule, the deeper you dive, the better the chance that insurance won’t cover the dive.
